:root{--navy:#102a43;--muted:#607387;--line:#dce5ec;--paper:#f3f7fa}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--navy);font:16px/1.6 system-ui,-apple-system,"Segoe UI",Arial,sans-serif;overflow-x:hidden}a{color:inherit}img{max-width:100%;display:block}.wrap{width:min(1200px,calc(100% - 64px));margin-inline:auto}.header{background:#fff;border-bottom:1px solid var(--line)}.header__inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{text-decoration:none;display:flex;flex-direction:column;line-height:1.18}.brand__name{font-size:19px;font-weight:850;letter-spacing:.11em}.brand__sub{font-size:10px;letter-spacing:.16em;color:var(--muted);margin-top:6px}.header__actions{display:flex;gap:20px;white-space:nowrap}.header__actions a{text-decoration:none;font-size:13px;font-weight:750}.eyebrow{font-size:11px;font-weight:800;letter-spacing:.14em;color:#426983;text-transform:uppercase}h1,h2{font-family:Georgia,"Times New Roman",serif;letter-spacing:-.035em;line-height:1.08;margin:15px 0 19px}h1{font-size:clamp(43px,4.7vw,70px)}h2{font-size:clamp(30px,3.4vw,47px)}h3{font-size:17px;line-height:1.3;margin:0 0 8px}.hero{background:var(--paper);overflow:hidden}.hero__grid{display:grid;grid-template-columns:minmax(0, .95fr) minmax(0,1.2fr);grid-template-rows:1fr auto;grid-template-areas:"intro visual" "contact visual";align-items:center;column-gap:0;min-height:565px}.hero__intro{grid-area:intro;align-self:end;position:relative;z-index:2;padding:52px 0 0}.hero__intro h1{max-width:580px}.hero__lead{font-size:18px;line-height:1.55;max-width:490px;margin:0}.hero__contact{grid-area:contact;align-self:start;position:relative;z-index:2;padding-bottom:50px}.hero__actions{display:flex;flex-wrap:wrap;gap:12px;margin:25px 0 12px}.button{display:inline-flex;flex-direction:column;align-items:center;justify-content:center;text-decoration:none;border:1px solid var(--navy);border-radius:9px;padding:11px 19px;min-height:56px;font-size:14px;font-weight:750;text-align:center;line-height:1.25}.button small{font-size:11px;font-weight:500;margin-top:3px}.button--primary{background:var(--navy);color:#fff}.button--outline{background:#fff;color:var(--navy)}.hero__note{font-size:11px;color:#657686;line-height:1.5;max-width:510px}.hero__visual{grid-area:visual;position:relative;height:565px;min-width:0;align-self:stretch;margin-right:calc((min(1200px,100vw - 64px) - 100vw)/2);overflow:hidden}.hero__visual:before{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;background:linear-gradient(90deg,var(--paper),rgba(243,247,250,.12) 32%,transparent 65%),linear-gradient(0deg,var(--paper),transparent 18%)}.hero__visual picture,.hero__visual img{display:block;width:100%;height:100%}.hero__visual img{object-fit:cover;object-position:61% center}.trust{border-bottom:1px solid var(--line);background:#fff}.trust__grid{display:grid;grid-template-columns:repeat(4,1fr);padding:20px 0}.trust__grid>div{padding:0 22px;border-left:1px solid var(--line);display:flex;flex-direction:column}.trust__grid>div:first-child{border:0;padding-left:0}.trust strong{font-size:17px}.trust span{font-size:12px;color:var(--muted)}.section{padding:72px 0}.section--tint{background:var(--paper)}.intro{max-width:850px;color:#4c6172;font-size:17px}.services{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px;margin-top:30px}.service{padding:19px 12px;border:1px solid var(--line);border-radius:9px;font-size:13px;font-weight:700;min-height:98px;background:#fff;display:flex;flex-direction:column;gap:10px;justify-content:center;align-items:center;text-align:center}.service__icon{font-size:23px;color:#24577a;line-height:1}.split,.editorial{display:grid;grid-template-columns:1fr 1.15fr;gap:55px;align-items:start}.split p,.editorial p{color:#526879}.features{display:grid;grid-template-columns:1fr 1fr;gap:12px}.features article,.steps article{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px}.features p,.steps p{margin:0;color:#526879;font-size:14px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:30px}.steps article span{font-size:27px;font-weight:800;color:#46708b;display:block;margin-bottom:14px}.editorial p:first-child{margin-top:0}.faq{max-width:900px;margin-top:26px}.faq details{border-bottom:1px solid #d4e0e8;padding:17px 0}.faq summary{font-weight:750;cursor:pointer;list-style-position:inside}.faq details p{margin:14px 0 0;color:#526879}.closing{background:var(--navy);color:#fff;padding:68px 0}.closing .eyebrow{color:#b2d2e5}.closing p{max-width:650px}.button--light{background:#fff;color:var(--navy);border-color:#fff}.button--ghost{border-color:#d5e5ee;color:#fff}.footer{padding:40px 0 50px;background:#0b2136;color:#d9e6ee}.footer p{font-size:13px}.footer__notice{color:#9aafbd}.mobile-cta{display:none}
@media(max-width:800px){.wrap{width:calc(100% - 32px)}.header__inner{min-height:64px;gap:8px}.brand__name{font-size:14px;letter-spacing:.06em}.brand__sub{font-size:8px;letter-spacing:.07em;margin-top:4px}.header__actions{gap:12px}.header__actions a{font-size:10px}.hero__grid{display:grid;grid-template-columns:minmax(0,1fr);grid-template-rows:auto auto auto;grid-template-areas:"intro" "visual" "contact";min-height:0}.hero__intro{padding:24px 0 0;align-self:auto}.eyebrow{font-size:9px;letter-spacing:.10em}.hero__intro h1{font-size:clamp(33px,9.3vw,44px);line-height:1.06;margin:10px 0 11px;max-width:370px}.hero__lead{font-size:13px;line-height:1.45;margin:0;max-width:380px}.hero__visual{height:auto;aspect-ratio:1.12/1;width:calc(100% + 32px);margin:12px -16px 0;align-self:auto;overflow:hidden}.hero__visual:before{background:linear-gradient(180deg,var(--paper) 0%,rgba(243,247,250,.0) 22%,transparent 78%,var(--paper) 100%)}.hero__visual picture,.hero__visual img{width:100%;height:100%}.hero__visual img{object-fit:cover;object-position:center 73%}.hero__contact{padding:0 0 16px;align-self:auto}.hero__actions{display:grid;grid-template-columns:1fr;gap:9px;margin:0 0 10px}.hero__actions .button{min-height:49px;padding:7px 12px;font-size:13px}.hero__actions .button small{font-size:10px}.hero__note{font-size:10px;margin:8px 0 0}.trust__grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:0;padding:17px 0}.trust__grid>div{padding:0 6px;align-items:center;text-align:center}.trust__grid>div:first-child{padding-left:0}.trust strong{font-size:11px}.trust span{font-size:9px;line-height:1.3}.section{padding:45px 0}h2{font-size:clamp(29px,7.3vw,39px)}.services{grid-template-columns:minmax(0,1fr);gap:7px;margin-top:22px}.service{min-height:47px;padding:9px 13px;font-size:13px;flex-direction:row;justify-content:flex-start;text-align:left}.service__icon{font-size:18px}.split,.editorial{grid-template-columns:minmax(0,1fr);gap:14px}.features{gap:9px}.features article{padding:13px}.features h3{font-size:14px}.steps{grid-template-columns:minmax(0,1fr);gap:10px}.closing{padding:45px 0}.closing .hero__actions{display:grid;grid-template-columns:1fr 1fr}.footer{padding-bottom:110px}.mobile-cta{position:fixed;display:grid;grid-template-columns:1fr 1fr;gap:10px;bottom:0;left:0;right:0;z-index:20;padding:9px 12px calc(9px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 18px #102a4314}.mobile-cta a{min-height:45px;border-radius:9px;text-decoration:none;font-weight:750;font-size:13px;display:flex;align-items:center;justify-content:center;border:1px solid var(--navy);color:var(--navy)}.mobile-cta a:first-child{background:var(--navy);color:#fff}}
@media(min-width:801px) and (max-width:1040px){.hero__grid{grid-template-columns:1fr 1fr}.hero__intro h1{font-size:48px}.hero__visual{margin-right:-32px}}
@media(max-width:360px){.brand__name{font-size:12px}.header__actions{gap:7px}.header__actions a{font-size:9px}.hero__intro h1{font-size:33px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* V6: approved layout + accessible service accordions */
.hero__grid{grid-template-rows:1fr auto auto;grid-template-areas:"intro visual" "contact visual" "trust trust"}
.hero__grid>.trust{grid-area:trust;position:relative;z-index:3;margin-top:6px;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.hero__grid>.trust .trust__grid{max-width:100%;padding:15px 0}
.services{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;align-items:start}
.service{display:block;text-align:left;min-height:0;padding:0;border:1px solid var(--line);border-radius:10px;overflow:hidden;background:#fff;font-size:inherit}
.service[open]{grid-column:span 2;border-color:#b9cad8;box-shadow:0 7px 24px rgba(16,42,67,.055)}
.service__summary{display:flex;align-items:center;gap:12px;padding:17px 19px;cursor:pointer;font-size:15px;font-weight:750;list-style:none;min-height:64px}
.service__summary::-webkit-details-marker{display:none}
.service__summary:focus-visible{outline:3px solid #24577a;outline-offset:-4px}
.service__icon{font-size:18px;flex:none}
.service__chevron{margin-left:auto;font-size:23px;font-weight:400;transition:transform .2s}
.service[open] .service__chevron{transform:rotate(180deg)}
.service__body{border-top:1px solid var(--line);padding:8px 22px 22px;color:#40596e;font-weight:400;line-height:1.75}
.service__text{columns:2;column-gap:30px}
.service__text p{break-inside:avoid;margin:12px 0}
.service__terms{border-top:1px solid var(--line);padding-top:12px;font-size:13px;color:#526879}
.service__link{display:inline-flex;margin-top:7px;border:1px solid var(--navy);border-radius:8px;background:var(--navy);color:#fff;text-decoration:none;padding:11px 15px;font-size:13px;font-weight:750}
@media(max-width:800px){
.hero__grid{grid-template-rows:auto auto auto auto;grid-template-areas:"intro" "visual" "trust" "contact"}
.hero__grid>.trust{margin:0 -16px;background:#fff}
.hero__grid>.trust .trust__grid{padding:13px 12px}
.hero__visual{aspect-ratio:1.12/1;margin-bottom:0}
.hero__contact{padding:14px 0 14px}
.hero__contact .hero__actions{display:none}
.hero__contact .hero__note{margin:0;color:#657686;font-size:10px;text-align:center}
.services{grid-template-columns:minmax(0,1fr);gap:9px}
.service[open]{grid-column:auto}
.service__summary{min-height:52px;padding:11px 14px;font-size:14px}
.service__body{padding:5px 15px 17px;font-size:13px}
.service__text{columns:1}
.service__text p{margin:11px 0}
.service__link{display:flex;justify-content:center;text-align:center}
}
@media(prefers-reduced-motion:reduce){.service__chevron{transition:none}}